Need an appraisal in Opp or Covington County?

Check out the top 7 reasons why AL homeowners use Courson Appraisals:

  1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
  2. Challenge property tax assessments
  3. Remove PMI to cut their mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a AL divorce, where real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate in Covington county or AL

Do you own a home in or near Opp? Do you need help determining the price of your real estate?
Contact Courson Appraisals.

At Courson Appraisals, we understand the individual needs of a consumer after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. As our non-traditionalclient, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Courson Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value estimation than yours.

Need to cancel PMI?

An attractive way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Courson Appraisals, we're experts in helping customers just like you rid yourselves of undesirable PMI insurance.

Challenge Tax Assessment

Lets say you live in an area that is going down -- your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Courson Appraisals is your perfect weapon.

Recently got a freeze your HELOC?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow point of view. Courson Appraisals can provide you with efficient appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would prefer to have a seasoned professional double-check it for accuracy or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Courson Appraisals can help with that too. Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.